Breaking the Bank by Yona McDonough

Breaking the BankBook: Breaking the Bank

Author: Yona McDonough
Release Date: September 2009
ISBN-10: 1439102538
ISBN-13: 9781439102534
Pages: 368

Summary
MONEY ISN’T EVERYTHING

Mia Saul is down on her luck. Dumped by her husband, jettisoned from her job, and estranged from her adored older brother, she and her young daughter, Eden, have had to make a downscale move to a crummy apartment, where their neighbors include a tough young drug dealer and a widower who lets his dogs use the hallways as their own personal litter box. Juggling a series of temporary jobs, wrangling with her ex-husband over child support, and trying to keep pace with Eden’s increasingly erratic behavior have left Mia weary and worn out.

EXCEPT WHEN IT IS

So when a seemingly functional ATM starts handing Mia thousands and thousands of dollars — and not deducting the money from her account, because it sure isn’t in there — she isn’t about to give it back. Her newfound cash stash opens up a world of opportunity, and a whole lot of trouble. Worried friends, family, and in-laws start questioning her judgment about everything, and the cops really, really want to know where all that cash is coming from. And then there’s Patrick, a man Mia most definitely would never have met if things hadn’t spun out of control. Mia is beginning to think that maybe somebody, somewhere, is trying to teach her a lesson about what matters in life, and what doesn’t….

About the Author
Yona Zeldis McDonough is the author of the novels THE FOUR TEMPERAMENTS and IN DAHLIA’S WAKE. She is also the editor of the essay collections THE BARBIE CHRONICLES: A LIVING DOLL TURNS FORTY and ALL THE AVAILABLE LIGHT: A MARILYN MONROE READER. Her short fiction, articles, and essays have been published in anthologies as well as in numerous national magazines, and newspapers. She lives in Brooklyn, New York.

My Thoughts
I must admit, I haven’t finished reading this book yet. I have about three novels that I’m reading simultaneously (that may not be such a bad idea) and this is the one next to my bed. You know how that goes… you start reading in bed and before you know it, you’ve nodded off. Nothing to do with the novel at all, of course, it’s just what happens when I lay my back on a stack of pillows.

Anyway, you know that saying, “Money isn’t everything… except when it is”? When you have it (money), when it comes easy to you, it is not important. It means little. But when you don’t have any money, then it becomes everything to you. Without money, you can’ eat. Without money, you can’t have a place to live. When you don’t have money, you start wanting it…. really bad. It is like a drug; you question yourself, what are you willing to do for money?

When you are by yourself, it could be an easy question to answer. But when you have a child, when you are responsible for that person, would you choose to feed their stomach or their soul? That is kind of what this novel is asking.

As a mother of three teenage daughters, I can relate to the financial struggle. I can also relate to wanting or hoping them to be better than you. At the same time, I also believe in Karma. That when you gain something from an unethical deed, you will get it back in the same way or worse and that seems to be one of the themes in this novel.

I am enjoying reading this book and I am pleased to participate in this blog tour. I had a chance to ask Yona to say something about her views on how to encourage our kids to save and not just to save for the things that they would like to buy, but also to save for something good; meaning how to encourage them to give what they’ve saved up to someone else (not an easy task when you have kids living in a material driven world). I think we parents sometimes get too caught up in the daily grind that we forget to teach them what charity and volunteerism can bring to their lives.

This is what Yona had to say about that:

From author, Yona McDonough:
The best way to teach kids to extend charity is by example. The old adage about actions speaking louder than words really applies here; if you want your children to give to others, they have to watch you doing exactly that. In my novel, BREAKING THE BANK, the protagonist Mia Saul does not lecture her ten-year old daughter Eden about the need to give; she simply does it because that is part of who she is, and her daughter is a witness to her mother’s generosity. Eden sees Mia give money to a homeless woman sitting on the street; she and Mia give money to a beggar they encounter in their neighborhood. Mia helps out the neighbors in their apartment building: the elderly widower who lives across the hall, the family that lives upstairs. These are the kinds of acts that are etched in our childrens’ minds and hearts; they need to see us being our best selves before they can realize the very best that they themselves can be.

WIN THIS BOOK!

Thanks to Pocket Books, a division of Simon & Schuster, who provided the review copy of this wonderful book, they have also offered to giveaway two copies of this book. To enter this giveaway, here’s what you have to do:

To enter, leave me a comment: What would you do if your ATM started spitting free money at you?. Make sure you leave a valid email address.

EXTRA ENTRIES
After leaving your answer in the comment section, you can gain additional entries by sharing this contest in any social media (e.g. twitter, facebook, digg, reddit, etc) . Just come back and let me know or leave the url where your shared it. You can also win one entry each day you share it on Twitter. Just copy and paste the text below:

If your ATM gave you too much money, what would you do? Comment @JMom and you could win Break the Bank! http://retwt.me/D75e

There is also the ‘Share This’ and ‘retweet’ button at the end of this post for your convenience.

Blog about this giveaway and win three (3) additional entries to the giveaway. Make sure you leave the URL to your post.

This contest is open to everyone even residents outside of U.S. (since i will be the one mailing you the book) and ends October 23, 2009.

THIS GIVEAWAY IS NOW CLOSED
and the winners, according to random.org, are:

List Randomizer

There were 59 items in your list. Here they are in random order:

  1. 42. Julie L
  2. 24. Patti Bright

Congratulations, Julie and Patti! To everyone who entered, thank you and make sure you come back and enter more giveaways!

61 comments

  1. Patti Bright says:

    As a single mom to five kids, it sure would be tempting to keep the money but I wouldn’t be able to do it…I have this thing called a conscience that thankfully always keeps me in check, my mama taught me right from wrong. I have to believe that the good Lord will provide & its best to say no to temptation :)
    plb8156@aol.com

  2. [...] On a related theme, also check out my review and giveaway for the book, Breaking the Bank by Yona McDonough. [...]

  3. Lisa Garrett says:

    They would have me on surveillance, so I would have to give it back. (I would anyway:))

    lag110@mchsi.com

  4. Beth says:

    Please enter me. Thanks for the chance. Boy, I would want to keep the money, but I would have to give it back.

  5. Marian says:

    Depends on how much the money is. If it was, say, $50, I’d treat myself and my friends to icecream at Baskin Robbins. With all the toppings.

    If it was $1000, I’d use it to pay off all my textbooks for this year. They did come to nearly that amount, way way over a month’s rent.

    Anything more than $1000 is when my conscience would wake up and decide that this is a bit too good to be true… :)

    Marian – mdperera at hotmail dot com

  6. Mystica says:

    I’d be solely tempted to take it all but I do know atm machines generally have video cameras!
    so…..

    Mystica

  7. Ruby and Reba says:

    I would be SO TEMPTED! But I know that I would have to give it back or I would never be able to sleep!
    pbclark(at)netins(dot)net

  8. DG says:

    I would be tempted to take it and run and move to Hawaii but I would probably inform the bank

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  10. ruth says:

    This is quite a temptation, but it would relieve my conscience to give it back, although a little treat would not go amiss.

  11. Jaime says:

    I would turn it in, there are camera’s watching you!

  12. Oh my gosh, I cannot tell a lie , cheat or steal to save my life. I would either run away (with none of the money) or run inside and tell them something is terribly wrong with their machine!

  13. Angela H. says:

    I would probably freak out and then pick up the money and take it to the bank that owned the ATM.

  14. ikkinlala says:

    I’d turn it in at the counter, and if the bank wasn’t open I’d put it in the cheque drop or save it and turn it in later. Camera or not, I bank at a small-town credit union that does good things for people in the community (including giving me a $3000 scholarship at one point) and that money would belong to my friends and neighbours.

    If I was at a portable ATM and there wasn’t an obvious place to turn the money in, I’d be more tempted. I’d probably call the police if it was anything over $20. For less than that I’d leave it at the machine if I noticed right away and donate it somewhere if I didn’t – I’d feel bad about keeping it to spend, but my time is worth something and to some extent I think they’re responsible for keeping their machine clean and in good repair so I wouldn’t make a huge effort to return it for such a small amount of money. (I actually had it happen once that I got an extra $20 from an ATM and didn’t notice until I was ready to spend it because the bills were stuck together. That time it was from my local credit union, though, so it was easy to return.)

  15. Patti Bright says:

    tweeted

  16. Nicole says:

    Unless I was able to sabotage the camera so no one knew I had the money, I would call the bank to let them know of the malfunction.
    mybookviews[at]gmail[dot]com

  17. MaryBeth I says:

    knowing that it is filming, and always trying to do the right thing, I would try and find someone to fix it.

  18. gwendolyn b. says:

    I know I’d turn it in. Not because I’m so saintly, but more because I think I’d get caught and have to turn it all over anyway! Not very exciting, but true.

    I’d love to read this book – I’m trying not to actually read reviews because I want to find out how she handles the situation for myself. Thank for the chance to win a copy!

    geebee.reads AT gmail DOT com

  19. gwendolyn b. says:

    Posted on my sidebar at http://aseaofbooks.blogspot.com/

    (My word verification for this comment is “money” – ha ha:)

    geebee.reads AT gmail DOT com

  20. Julie L says:

    I would definitely give it back. My conscience would “prick” me if I kept it

  21. Ruby says:

    What would you do if your ATM started spitting free money at you?

    Put them all in a bag, run off and start saving the money for myself!! :D

    rubs.escalona [at] gmail.com

  22. Ruby says:

    tweeted as well:

    http://twitter.com/rubybabydoll/status/5013164906

    rubs.escalona [at] gmail.com

  23. CherylS22 says:

    I’d give it back to the bank – it doesn’t belong to me.
    Thanks for the opportunity to win this book!

  24. CherylS22 says:

    I shared this giveaway on Facebook